What is FEE HELP?
FEE-HELP is a loan from the Australian Government that enables you to defer payment of tuition fees for CIT higher education degrees.
You will need to start repaying the loan through the Australian Taxation System once your income is above an amount set by the Australian Government. This minimum repayment threshold is adjusted each year.
A loan fee of 25% currently applies to FEE-HELP loans for undergraduate courses of study. For example, if your tuition fee is $1,000, the loan fee is $250. The loan fee is also repaid through the Australian Taxation System.
- Department of Education, Skills and Employment website
- HELP Loans Handbook (1.4Mb)
- Terms and Conditions and Obligations for FEE-HELP
- VET Student Loans and FEE-HELP Statement of Assurance
- Withdrawing HELP Loan/Recrediting HELP Loan (MS Word 23Kb)
Please note this is a loan and therefore it will be classed as a debt whenever you are required to list your liabilities and assets, for example if you are applying to a financial institution for a loan or credit card.
Who can apply for FEE-HELP?
Australian citizens and Permanent Humanitarian Visa holders are eligible for VET Student Loans.
VET Student Loans is not available for international students, New Zealand citizens, most other permanent visa holders, temporary or provisional visa holders.
Current eligibility criteria is available at www.studyassist.gov.au.
What can FEE-HELP be used for?
FEE HELP applies only to CIT higher education subjects. These include:
- Final (third) year subjects in the Bachelor of Forensic Science (Crime Scene Examination). VET Student Loans is available for first and second year subjects.
- All subjects in the Bachelor of Games and Virtual Worlds (Programming).
You can only get FEE-HELP for the tuition fee component of your course or subject fees (including Skills Recognition). FEE-HELP cannot be used to pay for any other costs such as the Service and Amenities Fee, textbooks, personal equipment/clothing, printing, accommodation, and travel costs.
Is FEE-HELP available for Certificate, Diploma and Advanced Diploma courses?
FEE-HELP does not apply to these qualifications. CIT's publicly available VET qualifications (Certificates, Diplomas and Advanced Diplomas) are offered at affordable costs subsidised by the ACT Government which is less than full cost commercial rates.
You can find more information on these fees at https://cit.edu.au/fees.
How is VET Student Loans different from FEE-HELP?
- VET Student Loans is available for CIT Diplomas and Advanced Diplomas.
- FEE-HELP is available for selected CIT Degrees.
What courses are available and what are the fees?
To view current FEE-HELP eligible courses and fees, click on the Fee Schedule links at the top of this page.
What is a census date?
The census date is the last day you can submit a request for FEE-HELP assistance or withdraw enrolment without incurring the cost for that course/subject.
All CIT subjects will have their own Census Date.
To find out when a subjects Census Date will be, check the FEE-HELP Schedule - Subject Dates above.
Census Date for Skills Recognition applications using work/life experiences will usually be 3 weeks after the invoice is originally issued.
How do I apply?
To apply for FEE-HELP Contact CIT Student Services via firstname.lastname@example.org.
You will also need to have your Tax File Number at the time you apply.
Do I need to apply for FEE-HELP for each subject?
No, you are only required to submit the Request for FEE-HELP assistance form once per course.
It doesn't matter whether you are studying full-time or part-time or how long it takes you to complete your course - your FEE-HELP request will be with you until you finish.
How do I cancel my FEE-HELP?
All requests to cancel FEE-HELP must be in writing and submitted prior to or on the Census Date. You can submit your written request in person at any CIT Student Services or by emailing email@example.com
If you decide to cancel your FEE-HELP request, you will be required to pay all your fees prior to or on the Census Date.
Detailed information is available on the Australian Government's study assist website at www.studyassist.gov.au including eligibility, application and loan repayment
If you have questions about CIT policies and procedures for FEE-HELP please contact CIT Student Services on (02) 6207 3188 or firstname.lastname@example.org